How Much Mortgage Can I Afford?

    With real estate being so costly, the value of a home can often be overwhelming. With the rising cost of inflation, even basic starter homes can go for a quarter of a million dollars (especially in the more expensive areas). Plus, you might want a home slightly larger, or … [More]

How Much Mortgage Can I Afford?

High Return Investments

So let’s start off with the basics; what is an investment and what are the different types of investments? An investment is something you put your money into, hoping to get more back than you put in. It is calculated and researched however; it is not without thorough analysis and security. When … [More]


Pros and Cons of Consolidating Your Debt

  Being in debt can suck you dry of any and all of the money you make. Interest payments, minimum payments and extra fees can all add up. By paying only the minimum payment, you’ll never get ahead; you’ll just continue in the same vicious circle. For example, if your minimum payment is … [More]

Pros and Cons of Debt Consolidation

How to Invest in Gold and Silver

For centuries, people have used gold and silver as currency. They would buy everything with these precious metals and sell everything for these metals. Since these are precious metals and there is a limited amount of it in the world, it is a hedge against inflation (since more can’t be printed at … [More]

How to Invest in Silver

6 Month Emergency Fund

  Having some money saved up in the bank is crucial when it comes to expanding your financial portfolio and covering your bases just in case something happens. It’s important to have extra money in the bank because you never know what unexpected expenses will surface. You can say that … [More]

6 Month Emergency Fund

Saving For Your Child’s Education

Having a proper education is vitally important if you want to get a high powered career and good pay to go with it, especially since competition is fiercer than ever and high class industries and firms will only take the best of the best. It might seem like an overwhelming task when it comes to … [More]

Saving for Your Child's Education

What’s New

2016 Financial Plans

That time of year again, time to decide where I would like to be this time next year. I have 3 main financial goals for 2016: 1) Mortgage of $215,000 - I'm ending the year with a mortgage of just under $230,000 so that would be about $15,000 to pay off the principal next year. With a mortgage of … [More...]

November 1st 2015 Net Worth Update

  I know, I'm the worst blogger ever. No posts in over a year, wow. Well, here's one, and we'll see where it goes from here. Since it's been so long, I'm going to compare our numbers with our numbers from our October 1st 2014 net worth.   Collectibles: $28,196 Condo: … [More...]

Oct 1st 2014 Net worth

October 1st 2014 Net Worth

  Welcome to October! The leaves are turning colours, the nights get chillier and the air gets crisper. It's also a dawning month that the end of the year is coming and to ramp up any New Years resolutions we made at the beginning of the year. Let's have a look and see how our net worth did … [More...]

Sept 1st 2014 Net worth

September 1st 2014 Net Worth Update

  Good morning! August has been quite a busy month as far as finances are concerned and here are the numbers to prove it!   Assets and Liabilities Investments haven't changed at all, but we did transfer some money around from our other accounts. We transferred our emergency … [More...]


Weird Things No One Tells You About Pregnancy

I know this isn't a finance related post but as my pregnancy draws to an end, I'd like to share a few odd occurrences. Before I got pregnant, I was prepared for the basic symptoms we all know about: nausea/vomiting, strong smells, 3 am cravings, getting really fat etc. Now that I've experienced it … [More...]

Finance Tips

Working hard pie chart

My Biggest Pet Peeve

Good morning everyone! Today I wanted to talk a little bit about personal pet peeves. We all have these little things that annoy us or just rub us the … [More...]


Keeping Up With The Joneses

There comes a time in everyone's life when you see/hear about someone else's financial accomplishments. Although we truly should be happy for the … [More...]


My wife and I just got back from Mexico, Los Cabo, three weeks ago, and I wanted to talk about it while it’s still fresh in my mind. To sum it up: … [More...]


Ratio Percentages

Creating a Personal Budget By Income Ratio

So now that I’m temporarily out of work, I’ve become much more acute to every cent that I have and making sure I allocate a certain portion of my … [More...]


Income for the Single Person

There are many articles out there about how to deal with money in a marriage or in a family, but “single money” is rarely discussed. As I use the term … [More...]

Managing Your Own Finances

Managing Your Own Finances

Believe it or not, most people are actually not in control of their own finances. Over 50% of Americans say that they live from pay check to pay check … [More...]

Family Finances

Financial Tips for Youths

8 Financial Tips for Young Adults

Since managing your own finances is not taught in school, many youths have no idea how to go about being financially responsible when they turn 18. It can be very difficult for them to know what to do and how to go about being on their own without proper financial education and because of this, many … [More...]


Financially Preparing for a Baby

As we mentioned before, I'm expecting and due in two months.We were very lucky that we got pregnant so quickly with no issues when we know so many people who have difficulties either conceiving or carrying their baby to term. When we first found out we were as excited as we were shocked and although … [More...]

Teach Your Kids About Money

How to Teach Your Kids About Money

We all want our kids to be successful in school, but what about financially successful in life? Teaching your children about finances is one of the most important things you can do. But how do you go about introducing money and the proper way to handle it to your kids? If you don’t teach your … [More...]

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