Guidelines for Budgeting to Pay Off Your Debt

Possible charts and graphs to use for expenses

Overwhelming debt can take a toll on both your finances and health, and can cripple your life. By adding to your already increasing debt you will be increasing the possibility of declaring bankruptcy and further damaging your credit score. Once you get sucked into the hole of debt, it can be very difficult to dig [...]

Healthy Eating on a Budget

Healthy Eating on a Budget

  Eating food with plenty of nutritious value can be difficult when you’re on a budget – preparing your own lunches instead of getting fast food, making dinners instead of throwing a pre-prepared meal-in-a-box in the microwave and save money at the same time. Healthy foods are expensive and take time to prepare so quite [...]

Budgeting for Christmas

Budgeting for Christmas

  As the snow begins to fall more heavily and December begins to approach, many of our thoughts turn to Christmas. We think about the decorations to hang up, the trees to put up, stockings to hang, and gifts to buy. Christmas time is often one filled with many expenses that most of us have [...]

Managing Your Own Finances

Managing Your Own Finances

Believe it or not, most people are actually not in control of their own finances. Over 50% of Americans say that they live from pay check to pay check and if their pay check was delayed by even a week, they would be in serious trouble. The majority of people do a very poor job [...]

Income for the Single Person

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There are many articles out there about how to deal with money in a marriage or in a family, but “single money” is rarely discussed. As I use the term “single person,” I am not referring to those who are single in the relationship sense, but those who only have to provide for themselves financially. [...]

Creating a Personal Budget By Income Ratio

Ratio Percentages

So now that I’m temporarily out of work, I’ve become much more acute to every cent that I have and making sure I allocate a certain portion of my money to each of my needs so that it lasts me as long as possible. I wanted to share with you guys the appropriate percentage of [...]

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